Under its Risk MAP Program, the Federal Emergency Management Agency (FEMA) is providing quality flood hazard information to help communities plan for and reduce the risk from flooding. As part of that effort, FEMA Region II has initiated a coastal flood study to update the information shown on the Flood Insurance Rate Maps (FIRMs) for 14 coastal New Jersey counties and New York City. The FIRM shows each community’s flood hazards and is an essential resource for participation in the National Flood Insurance Program (NFIP). The FIRM is used to determine who must buy flood insurance and where floodplain development regulations apply.
This website, which is updated as progress on the coastal flood study continues, will include links to the online preliminary FIRM panels (once completed), and details on public meetings to review those preliminary results.
** DISCLAIMER: The information generated on each report is dependent on the point location of the flag (graphic). The flood information included in the report tables below is not a determination. Results from this tool are not intended for flood insurance rating purposes and are for information only. The positional accuracy may be compromised in some areas. The address locator is not 100% accurate in identifying your address. Property owners should contact their local floodplain administrator for more information or to view an official copy of the Flood Insurance Rate Maps and discuss the flood elevations and zones in the vicinity of their property prior to starting any reconstruction activity.
What Should I Do With The Flood Hazard Information in the Report?
As you make decisions for rebuilding and reconstruction, the information provided by the What is My BFE? Tool will provide you with an understanding of the possibility of coastal flooding that can affect your property. Investigations conducted by FEMA and other organizations after major coastal disasters have consistently shown that properly sited, well-designed, and well-constructed coastal residential buildings generally fair well in floods. This information can assist you in your rebuilding efforts and provides a centralized source of risk information for you to discuss permitting requirements with your local building and permitting staff.
- Local building and permitting varies by community. This information will allow you to meet with your local building and permitting authority to discuss your individual property building requirements.
- Consider elevating your home’s lowest floor above the updated flood hazard elevation provided by FEMA or the Base Flood Elevation (BFE) shown on your community’s effective FIRM, whichever is higher. Elevating your structure is a good way to reduce your risk of flooding even if your property is not currently subject to flooding. Elevating your home can also provide a future reduction in flood insurance premiums.
- If your property is subject to coastal wave action, consider breakaway walls and other structural building measures that will allow the building to remain after a storm event.
- Consider relocating your structure (if possible) to minimize the hazards your home or business may encounter.
Before building, property and business owners should consult their local government officials to determine the mandatory elevations and any construction requirements for their home or building.
Know Your Risk – Understand the risk of flooding in your area. http://www.region2coastal.com/sandy/table
Know Your Role– Understand the role you play when disaster strikes and how you can reduce the impact flooding has on you and your loved ones, your property, and your community. Visit Ready.gov to learn about ways to get prepared and FloodSmart.gov for more information on flood insurance.
Take Action – Use FEMA flood hazard data to make the most informed decisions to reduce your flood risk and for rebuilding and recovery efforts.